People new to Information Cards sometimes think that Information Cards are used to transport username and password to login at a relying party.... Well, Information Cards could be used for that but this is a stupid idea. First it is incomprehension. Then you start to think: "Why not. This could make the life of a relying party easier. They know how to handle username and password, so let's give it to them". Bad idea. When you use the security token to transport username and password and you use nothing
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