There is a new article by Randall Stross in the New York Times titled "Goodbye, Passwords. You Aren’t a Good Defense". I am thankful for this article and I think that we need more of them. It is targeted at a readership that is no expert in security and privacy; and never will be. It informs its readers that there are problems with passwords and that openid ( yet ?) isn't the solution either. I think that with Information Cards we are moving in the right direction. True, we are not there yet, but
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